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Comprehensive Auto Insurance Definition

Comprehensive auto insurance covers events other than that covered by collision insurance. For example, comprehensive typically covers fire, theft, flooding, weather damage, falling objects, damage by animals and vandalism. Comprehensive insurance is often bundled with collision insurance although these can be purchased separately.

More About Comprehensive Auto Insurance:

Drivers can lower the price of comprehensive insurance by increasing their deductible.

The bank that made the loan to buy the car may require comprehensive insurance.

Drivers of older autos may want to save money by eliminating this insurance since the replacement cash value of their car will be minimal.


Other Auto Insurance Terms & Definitions


  Bodily Injury (BI)   Property Damage (PD)
  Collision Auto Insurance   Tort States
  Comprehensive Auto Insurance   Underinsured Motorist Insurance (UIM)
  Liability Auto Insurance   Uninsured Motorists Coverage (UM)
  No-Fault Insurance   Wrongful Death Insurance
  Personal Injury Protection (PIP)    
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