In legal terms, a 'tort' is harm done to another for which
the person responsible is liable.
When it comes to auto
insurance, 'tort states' hold the driver who is responsible
for a car accident liable for the costs of the accident. This
is different from 'no-fault'
insurance in which no one is held responsible unless the costs
of the accident go over a 'theshold-level'.
Most states are tort states and thus require a minimum amount
of liability insurance. View
each state minimum liability amount here.
Other Auto Insurance Terms & Definitions
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