Basic Car Insurance Requirements
- Liability Insurance Required? Yes
- Liability Minimums: 20/40/10 (Bodily Injury (BI) and Property
Damage (PD))
- Insurance Proof Required? Yes: At Registration/After an
Accident/When Driving
- First Offense Penalty: Fine of $500, suspension of license
Alabama Department of Insurance Contact Information
Mailing Address:
P.O. Box 303351
Montgomery, AL 36130-3351
Physical Address:
201 Monroe Street
Suite 1700
Montgomery, AL 36104
Main Phone Numbers:
Phone: (334) 269-3550
Fax: (334) 241-4192
Main Email Address:
Insdept@insurance.alabama.gov
Consumer Service Phone Numbers:
Phone: (334) 241-4141
Fax: (334) 240-4409
Consumer Service Email:
ConsumerServices@insurance.alabama.gov
Official Alabama State Website:
http://www.insurance.alabama.gov
Map To The Alabama Department of Insurance Facility:
Get
the map here
Official Alabama Car Insurance Consumer Guides &
Resources
FAQ
For Auto Insurance In Alabama
Detailed page answers questions about what to do if involved
in an accident, repairs, compensation, making claims or what
to do if coverage has been cancelled.
Main
Page For Links To Auto Insurance Requirements And Info In
Alabama
How
The Tort System Works
Alabama operates under the tort system and this page explains
it.
Shopping
For Auto Insurance
How to save money when comparing and purchasing car insurance.
Reasons
For Cancellation Of An Auto Insurance Policy
Gives detailed reasons why a policy can be cancelled in Alabama.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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