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Delaware Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 15/30/10 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: Personal Injury Protection (PIP)
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Up to $2,000 fine, suspension of license for 6 months


Delaware Department of Insurance Contact Information

841 Silver Lake Blvd.
Dover, DE 19904

Phone: (302) 674-7300
Toll Free: (800) 282-8611

Email: onsumer@deins.state.de.us
Website: www.delawareinsurance.gov


Delaware Auto Insurance Resources

Compare Auto Insurance Rates In Delaware
The Delaware Department of Insurance has just put online pages that allow a consumer to compare auto insurance rates. 50 different insurance companies can be compared. The department claims that it has the most comprehensive comparison site in the USA.

Car Insurance Requirements And FAQ For Delaware
Comprehensive page explains basic and optional coverage, rates, ways to save, repairs, help, what to do if you are in an accident, and frequently asked questions.

Instructions For Filing An Insurance Complaint
File A Complaint Online
Download A Complaint Form (Adobe Acrobat, PDF document)
The department can help with situations involving cancellation, misrepresentation, and problems with premiums or rates.

List Of Approved Defensive Driving Courses
People who complete these courses either online or in the classroom can get a 10 percent to 15 percent discount in their vehicle insurance. The list includes motorcycle safety courses as well.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance