Basic Car Insurance Requirements
- Liability Insurance Required? Yes
- Liability Minimums: 15/30/10 (Bodily Injury (BI) and Property
Damage (PD))
- Further Requirements: Personal Injury Protection (PIP)
- Insurance Proof Required? Yes: After an Accident/When
Driving
- First Offense Penalty: Up to $2,000 fine, suspension of
license for 6 months
Delaware Department of Insurance Contact Information
841 Silver Lake Blvd.
Dover, DE 19904
Phone: (302) 674-7300
Toll Free: (800) 282-8611
Email: onsumer@deins.state.de.us
Website: www.delawareinsurance.gov
Delaware Auto Insurance Resources
Compare
Auto Insurance Rates In Delaware
The Delaware Department of Insurance has just put online pages
that allow a consumer to compare auto insurance rates. 50
different insurance companies can be compared. The department
claims that it has the most comprehensive comparison site
in the USA.
Car
Insurance Requirements And FAQ For Delaware Comprehensive
page explains basic and optional coverage, rates, ways
to save, repairs, help, what to do if you are in an
accident, and frequently asked questions.
Instructions
For Filing An Insurance Complaint File
A Complaint Online Download
A Complaint Form (Adobe Acrobat, PDF document) The
department can help with situations involving cancellation,
misrepresentation, and problems with premiums or rates.
List Of Approved Defensive Driving Courses
People who complete these courses either online or in the classroom can get a 10 percent to 15 percent discount in their vehicle insurance. The list includes motorcycle safety courses as well.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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