Florida Auto Insurance

Basic Car Insurance Requirements

• Liability Insurance Required? Yes
• Liability Minimums: 10/20/10 (Bodily Injury (BI) and Property Damage (PD))
• Further Requirements: No-Fault State, Personal Injury Protection (PIP), Uninsured Motorist required
• Insurance Proof Required? Yes: At Registration/After an Accident/When Driving
• First Offense Penalty: License-Registration Revocation

Florida Department of Insurance Contact Information

200 East Gaines St.
Tallahassee, FL 32399

Phone: (850) 413-3140
Website: www.floir.com

Florida Auto Insurance Requirements and Resources

• Answers To Basic Questions About Florida Auto Insurance
  Requirements From The Florida Department Of Highway Safety & Motor Vehicles
• Detailed FAQ About Auto Insurance And Vehicle Crashes
• Detailed Drivers License Information
• Online Drivers License Check
  Insurance Update and Social Security Number Update
  Note: Florida drivers can check the status of their license online. If after entering their driver's license number, the web page returns with a 'VALID' statement, then the Florida department has cleared that driver's record. This is an official response from the agency.
• Consumer Guides And Publications To Florida Auto Insurance
• Auto Insurance Fact Sheet -- Available as a PDF file
  Note: This explains the insurance coverage that is required and how to save money and compare rates from various insurance companies in different regions of Florida.
• Information On The Florida Statute About Insurance Discounts
  For Particular Persons Who Complete A Safety Course
  --- this is generally for people 55 years and older ---
• People Can Register For the Florida Mature Drivers Program at This Web Address It is A Florida Department of Highway Safety & Motor Vehicle Approved Course
  This online course is operated by
  Florida Online Traffic School
  Phone Toll Free: (800)732-4135
• Other Driver Education Courses Offered By Florida Traffic School
  including First Time Drivers, Advanced Driver Improvement (ADI), First Time Driver (D.A.T.A.), Florida 4 Hour Basic Driver Improvement (BDI & TCAC)
  Or Phone
  Toll Free Number (800) 732-4135

Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.