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Georgia Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/25 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: At Registration/After an Accident/When Driving
  • First Offense Penalty: $200 - $1000 fine and up to 1 year in jail


Georgia Department of Insurance Contact Information

Two Martin Luther King, Jr. Drive
West Tower, Suite 716
Atlanta, Georgia 30334

Phone: (404) 656-2070
Toll Free: (800) 656-2298
Fax: (404) 657-8542

Website: www.inscomm.state.ga.us/INSURANCE


Georgia Auto Insurance Resources

FAQ For Georgia Auto Insurance

Compare Auto Insurance Rates In Georgia
Examples of rates based on a standard vehicle for drivers of different ages and marital status in eleven areas of the state. Rates listed may vary considerably depending on the specifics of each driver. Areas listed are: Albany, Atlanta, Augusta, College Park, Columbus, Macon, Marietta, Savannah, Stone Mountain, Ware County, Whitfield County.

The Impact Of Your Credit Scores on Auto Insurance


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance