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Hawaii Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 20/40/10 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: State; Personal Injury Protection (PIP)
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Fine of $500


Hawaii Department of Insurance Contact Information

Mailing Address:
Hawaii Insurance Division
P.O. Box 3614
Honolulu, Hawaii 96811

Location:
King Kalakaua Building
335 Merchant Street, Rm. 213
Honolulu, Hawaii 96813

Phone: (808) 586-2790
Phone: (808) 586-2799
Fax: (808) 586-2806

Residents of neighbor islands can telephone the numbers below followed
by 6-2790 or 6-2799 and the # sign:
Kauai: 274-3141
Maui: 984-2400
Hawaii: 974-4000
Lanai & Molokai: Toll Free: (800) 468-4644

Email: insurance@dcca.hawaii.gov
Website: www.hawaii.gov/dcca/areas/ins


Hawaii Auto Insurance Resources

Compare Premiums And Complaint Ratios In Hawaii
This page explains the minimum required coverage in Hawaii and links to rate comparison information for Kauai, Maui, Oahu plus customer complaint ratios for different insurance companies.

Information About Auto Insurance In Hawaii
This page explains minimum requirements and optional coverage available in Hawaii plus it explains the 'no-fault' aspect of Hawaii's law.

Considerations For Auto And Other Insurance At Different Stages Of Life Online brochures (Adobe Acrobat, PDF) for:
Young And Single (Adobe Acrobat, PDF document)
Young Families (Adobe Acrobat, PDF document)
Older Families (Adobe Acrobat, PDF document)
Seniors And Retired Persons (Adobe Acrobat, PDF document)

Insurance Information For Motorcycles

Motor Vehicle Insurance Fraud
Page that explains about reasons people commit fraud and the penalties involved.
Brochure About Insurance Fraud (Adobe Acrobat, PDF document) If you suspect that someone has filed a fraudulent claim, you can report it here.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance