Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 20/40/15 (Bodily
Injury (BI) and Property
Damage (PD))
- Additional Insurance: Uninsured
Motorist (UM)
- Insurance Proof Required? Yes: At Registration/After an
Accident/When Driving
- First Offense Penalty: $500 - $1000 fine
Illinois Department of Insurance Contact Information
Springfield office
320 W. Washington Street
Springfield, IL 62767-0001
Phone: (217) 782-4515
FAX: 217/782-5020 (Main)
FAX: 217/558-2083 (Consumer Complaints)
TDD: 217/524-4872
Chicago office
James R. Thompson Center
100 W. Randolph St., Suite 9-301
Chicago, IL 60601-3395
MAIN: 312/814-2420
FAX: 312/814-5416
TDD: 312/814-2603
Email: Director@ins.state.il.us
Website: www.idfpr.com/DOI/Main/consumer.asp
Illinois Auto Insurance Resources
Main
Page For Auto Insurance Information From the Illinois
Division Of Insurance
Detailed
Page Describing Auto Insurance Facts And Requirements
In Illinois
This page includes required and optional coverage, how
to shop, rating factors for premiums, discounts, lowering
rates, getting car insurance
quotes, and complaints about insurers
Teen
Drivers In Illinois
The law, auto insurance requirements, and tips for teenagers.
How
To File A Claim With Your Insurance Company
Detailed information and check list on what you must
do if you suffer damage or theft of your vehicle. What
you can expect from your insurer, renting a car while
your claim is being resolved, your rights as a consumer
and what expenses your company will and will not pay.
Adobe
Acrobat (PDF) Version -- Printable Version
How
To File A Claim With Another Driver's Insurer
Detailed
explanation of filing a claim, what information you
should provide, renting a car during the process and
deadlines for either accepting a settlement or filing
a lawsuit.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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