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Iowa Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 20/40/15 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: License plate removal, impoundment possible


Iowa Department of Insurance Contact Information

330 Maple St.
Des Moines, IA 50319-0065

Phone: 515-281-5705
Fax: 515-281-3059
Toll Free: (877) 955-1212

Email: Contact Page
Website: www.iid.state.ia.us


Iowa Auto Insurance Resources

How To File A Complaint -- Main Page
Page links to information that explain what the Iowa's Insurance Division can and cannot do to help resolve a complaint.
Online Insurance Complaint Form
Printable Consumer Insurance Complaint Form (Adobe Acrobat, PDF document)

View Complaint Ratios For Different Auto Insurers In Iowa
Data is available for Private Passenger Automobile Insurance for the years 2001, 2002, 2003, 2004, 2005 and also 1997, 1998, 1999, and 2000.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance