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Kansas Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/10 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: State, Personal Injury Protection (PIP), Uninsured Motorist (UM)
  • Insurance Proof Required? Yes: At Registration
  • First Offense Penalty: $300-$1000 fine, up to six months in jail


Kansas Department of Insurance Contact Information

420 SW 9th Street
Topeka, Kansas 66612-1678

Phone: (785) 296-3071
Toll-free: 1-800-432-2484 (in Kansas only)
Fax: 1-785-296-2283

E-mail: commissioner@ksinsurance.org
Website: www.ksinsurance.org


Kansas Auto Insurance Resources

Main Page That Describes Kansas Auto Insurance Requirements
Information that includes minimum coverage, shopping, discounts and ways to lower premiums.

Auto Insurance Rate Comparisons in Kansas
Sample rates that compare over twenty different insurers for different regions and coverage plus differences based on the age and gender of the driver. Areas include: Chanute, Colby, Garden City, Lawrence, Manhattan, Salina, Topeka, Wichita, Wyandotte County, Johnson County - Zip 66204, Johnson County - Zip 66221.

Filing A Complaint With An Insurer Online
Consumer can submit a complaint via the Internet to the Kansas Department of Insurance.

Booklets and publications in Adobe Acrobat (PDF) format. These can be read like an ebook or easily printed out. The Auto Insurance Booklet Basic consumer guide to requirements, proof of insurance, cancellation and non-renewal plus filing a claim.

Worksheet When Shopping For Auto Insurance In Kansas - Adobe Acrobat (PDF) format
This form asks basic car insurance questions that you must know before determining the cost of coverage from various insurers.

2005 Consumer Complaint Guide For Auto (And Other) Insurance In Kansas - Adobe Acrobat (PDF) format
This lists the number of complaints and their ratios for different insurers for the years 2003 - 2005.

Accident Prevention Courses
Completing one of these education courses may reduce your premiums.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance