Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 25/50/10 (Bodily
Injury (BI) and Property
Damage (PD))
- Further Requirements: State
- Additional Insurance: Personal
Injury Protection (PIP)
- Insurance Proof Required? Yes: At Registration/After an
Accident/When Driving
- First Offense Penalty: $500 - $1000 fine and/or up to
3 months in jail
Kentucky Department of Insurance Contact Information
215 W. Main St.
Frankfort, KY 40601
Toll Free: (800) 595-6053
TTY (800) 462-2081
Website: http://doi.ppr.ky.gov/kentucky/
Kentucky Auto Insurance Resources
Consumer
Guide To Auto Insurance Plus Home Insurance
This guide covers general auto insurance terms, definitions,
Kentucky facts, how to reduce premiums, factors that
affect the cost of insurance, what to do in case of
an accident, and a comparison of sample auto insurance
rates from different insurers for various drivers and
cars in Ashland, Bowling Green, Erlanger, Lexington,
London, Louisville, Murray and Pikeville.
List
Of Publications Available From The Kentucky Office of
Insurance Some of these are available online, others
must be ordered or downloaded.
Accident
Form
A useful form for recording information after
an accident. The information asked for would be helpful
in any state in the United States. Accident
Tips
Parents
Guide To Teen Driving
This brief pamphlet includes tips for parents with teenage
drivers. It also includes a description of the Graduated
Driver’s License Law which aims to reduce teen fatalities.
More
Tips To Lower Costs For Teen Drivers
Kentucky Auto Insurance
Plan (KAIP)
This is a plan for people who are unable to buy
auto insurance through the voluntary market.
Filing
A Consumer Complaint About Insurance
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
|
