Basic Automobile Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 20/40/15 (Bodily
Injury (BI) and Property
Damage (PD)) plus Personal
Injury Protection (PIP), Uninsured
Motorist (UM)
- Insurance Proof Required? Yes: At Registration
- First Offense Penalty: $1000 fine and 1 year in jail
Maryland Department of Insurance Contact Information
525 St. Paul Place
Baltimore, MD 21202-2272
Phone: (410) 468-2000 or (800) 492-6116
Fax: (410) 468-2020
Website: www.mdinsurance.state.md.us
Maryland Car Insurance Resources
General
Page About Maryland Insurance Requirements
On this page you will find comprehensive information
about changing car insurance
info on MVA records, optional insurance, proof of auto
insurance, penalties, accidents, list of approved companies
and uninsured owners.
Consumer
Guide To Auto Insurance In Maryland (Adobe Acrobat,
PDF document)
This 36 page booklet shows you how to shop for insurance,
get discounts, add coverage, file a complaint and understand
how rates are determined.
Compare Maryland Auto Insurance Rates (Adobe Acrobat,
PDF document)
Twelve different driver scenarios which include multiple
vehicles, age, marital status, gender, senior status
are compared for over forty auto insurance companies
doing business in Maryland. Rates are calculated for
the following areas:
Anne Arundel, Baltimore City, Baltimore County, Calvert,
Caroline, Carroll, Cecil, Charles, Dorchester, Frederick,
Garrett, Harford, Howard, Kent, Montgomery, Prince George's,
Queen Anne's, Saint Mary's, Somerset, Talbot, Washington,
Wicomico, Worcester
Approved Motorcycle Policies of Insurance Companies in Maryland (Adobe Acrobat, PDF document)
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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