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Massachusetts Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 20/40/5 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: No-Fault State, Personal Injury Protection (PIP) and Uninsured Motorist (UM)
  • Insurance Proof Required? Yes: At Registration
  • First Offense Penalty: Up to $5,000 fine; up to one year in jail


Massachusetts Department of Insurance Contact Information

One South Station, 5th Floor
Boston, MA 02110-2208

Phone: (617) 521-7794

Website: www.mass.gov/doi


Massachusetts Car Insurance Resources

Main Page For Auto Insurance Links In Massachusetts

Compulsory Auto Insurance Requirements In Massachusetts
This page explains the coverage you must have to meet the legal minimums.

Downloadable Brochure Explains Massachusetts Auto Insurance Policies (Adobe Acrobat, PDF document)
Consumer Guide: This is the latest edition of a brochure put out by Massachusetts Division of Insurance that explains compulsory and optional coverage.

Private Passenger Automobile Information
This page links to detailed information about private passenger auto insurance rates for a number of years in different territories.
2007 Insurance Rates In All Of Massachusetts (Adobe Acrobat, PDF document)

FAQ About Massachusetts Vehicle Insurance

Main Page For Automobile And Transportation Links In Massachusetts
This page has links to auto insurance requirements, lemon laws, repairs, and other auto resources.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance