Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 30/60/10 (Bodily
Injury (BI) and Property
Damage (PD))
- Further Requirements: No-Fault State, Personal
Injury Protection (PIP), Uninsured
Motorist (UM) and Underinsured
Motorist (UIM)
- Insurance Proof Required? Yes: After an Accident/When
Driving
- First Offense Penalty: up to $200 - $100 fine, maximum
90 days in jail
Minnesota Department of Insurance Contact Information
85 7th Place East, Suite 500 St.
Paul, MN 55101
Phone: (651) 296-4026
Website: http://www.state.mn.us/portal/mn/jsp/home.do?agency=Commerce
For questions about auto insurance call the consumer response
team at:
651-296-2488 or toll free 800-657-3602.
Minnesota Consumer Information Publication
Minnesota
Auto Insurance: A Consumer Information Publication (Adobe
Acrobat PDF file) 20 page consumer guide that details
Minnesota regulations. It covers an explanation of Minnesota's
no-fault laws, minimum coverage requirements, what affects
policy costs and how to settle a claim. It includes
shopping and comparison tips plus a worksheet.
The Minnesota Law Governing Vehicle Insurance
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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