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Montana Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/10 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Ten days in jail maximum or up to $500 fine


Montana Department of Insurance Contact Information

840 Helena Ave.
Helena, MT 59601

Phone: (800) 332-6148

Website: sao.mt.gov


Montana Car Insurance Resources

Main Page For Auto Insurance Information In Montana
Links that open FAQ windows cover ways to lower the cost of auto insurance, an explanation of basic requirements, how to insure your teenagers, rental car insurance, accidents involving deer, and winter driving tips.

Consumer Guide For The Comparison Of Rates From Different Insurers For 2007 In Montana (Adobe Acrobat, PDF document)
Compare premiums from different companies for a variety of drivers in the following areas: Billings, Bozeman, Butte, Great Falls, Helena, Kalispell, Missoula, Scobey, Thompson Falls

File A Complaint Online With The Montana State Auditor's Office
Web based insurance complaint form allows you to quickly send details of a problem to the Auditor's Office.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance