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Nebraska Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/25 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: At Registration/After an Accident/When Driving
  • First Offense Penalty: Fine of $500, suspension of license and registration


Nebraska Department of Insurance Contact Information

Terminal Building
941 "O" Street, Suite 400
Lincoln, NE 68508-3639

Phone: (402) 471-2201
Toll Free For Consumers: (877) 564-7323
In Lincoln Phone: 471-0888

Email: consumer_affairs@doi.state.ne.us
Website: www.doi.ne.gov


Nebraska Car Insurance Resources

Auto Rate Guide For Nebraska (Adobe Acrobat, PDF document)
5 page premium comparison lists insurance rates for different types of drivers from the top 15 insurers in Nebraska. These rates should be used as a guide only. Discounts and other factors may effect the listed rates plus every driver's rates will be different depending on the car owned, the miles driven and the section of the state. Areas covered include: Sioux City, Lincoln and Omaha.

Brochure Explaining That Manufacture Of Fake Insurance Cards Is A Crime (Adobe Acrobat, PDF document)
This downloadable document explains about the requirement for insurance identification cards, fraudulent cards and also the minimum liability auto insurance required in Nebraska.

Steps Involved In Completing Insurance Department's Questionnaire For Filing A Complaint
File An Insurance Complaint In Nebraska
General page with links to downloadable and online complaint forms.
File A Complaint Online
Download a form and mail it to the department (Adobe Acrobat, PDF document)


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance