Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 15/30/5 (Bodily
Injury (BI) and Property
Damage (PD))
- Further Requirements: State, Personal
Injury Protection (PIP), Uninsured
Motorist (UM)
- Insurance Proof Required? Yes: After an Accident/When
Driving
- First Offense Penalty: $300 - $1000 fine, community service,
1 year suspension of license
New Jersey Department of Insurance Contact Information
P. O. Box 325
Trenton, NJ 08625-0325
Phone: 1-800-446-SHOP or 1-800-446-7467
Fax: 609-292-2431
Email: commissioner@dobi.state.nj.us
Website: www.state.nj.us/dobi
Low Cost Auto Insurance In New Jersey
Basic
policy automobile insurance in NJ is a low cost option
for people with limited resources Dollar-a-Day
auto policy for low income people who are currently enrolled
in the Federal Medicaid program with hospitalization
Consumer Guides For Shopping and Comparing Vehicle
Insurance Prices
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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