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New Mexico Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/10 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: At Registration
  • First Offense Penalty: $300 fine maximum plus suspension of registration


New Mexico Department of Insurance Contact Information

P.O. Box 1269
Santa Fe, NM 87504-1269

Phone: (505) 827-4601
Toll Free in New Mexico: (800) 947-4722

Consumer Relations Insurance Bureau
Local Complaint Line: (505) 827-4592
Toll Free Complaint Line: (800) 663-9782

Email - Insurance Complaint Bureau: John.Gaherty@state.nm.us
Website - Insurance Division: www.nmprc.state.nm.us/id.htm
Website - Consumer Relations: www.nmprc.state.nm.us/crd.htm


New Mexico Car Insurance Resources

Online Insurance Complaint Form For New Mexico
This detailed form can be filled out and filed online. It even allows a consumer to attach files to the form to document the complaint.

Adobe Acrobat (PDF) Insurance Complaint Form
This document can be printed out and then mailed.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance