Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 25/50/10 (Bodily
Injury (BI) and Property
Damage (PD))
- Further Requirements: No-Fault
State, Personal
Injury Protection (PIP), Uninsured
Motorist (UM), Wrongful
Death coverage required
- Insurance Proof Required? Yes: At Registration/After an
Accident/When Driving
- First Offense Penalty: $150 - $1500 fine, maximum 15 days
in jail
New York Department of Insurance Contact Information
25 Beaver Street
New York, NY 10004
Phone: (212) 480-6400
Website: www.ins.state.ny.us/nyins.htm
No-Fault Information For New York State
Consumer Information About Vehicle Insurance In New
York State
Point
& Insurance Reduction Program (PIRP)
A program for New York drivers that can remove as many as
four (4) points from a driver's license and reduce the cost
of insurance by 10 percent.
NOTE: While this program may remove points
from your license, it does not remove the record of your violation.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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