Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 12.5/25/7.5 (Bodily
Injury (BI) and Property
Damage (PD))
- Insurance Proof Required? Yes: After an Accident/When
Driving
- First Offense Penalty: 90 day suspension of license, $75
reinstatement charge
Ohio Department of Insurance Contact Information
2100 Stella Court
Columbus, Ohio 43215-1067
Phone: (614) 644-2658
Website: www.ohioinsurance.gov
To ask for consumer publication or ask an insurance question
call 1-800-686-1526
Guides To Ohio Auto Insurance Regulations, Requirements
Complete
consumer guide to Ohio auto insurance
A detailed 48 page booklet answers a normal questions and
provides shopping advice and tips. Sample premiums are given
for different drivers in different areas of Ohio. It contains
complaint comparisons and data for various companies plus
a glossary of terms.
The guide also contains Premium Charts that allows detailed
policy price comparisons for Akron, Athens, Cincinnati, Cleveland,
Columbus, Dayton, Shaker Heights, Toledo, Youngstown and the
remainder of Ohio state plus an auto insurance company directory.
The table of contents lists topics that include:
basic insurance requirements in Ohio, insurance options, uninsured
motorist insurance (UM), discounts, rental cars, consumer
complaints, how to determine fault in an accident and insurance
claims.
Teenagers
Consumer Guide To Auto Insurance (Adobe Acrobat PDF file)
A complete but simple explanation of the Ohio law for new
teen drivers. It covers most commonly asked questions including
regulations, non-compliance, rates, lowering premiums, proof
of insurance and lapse in a policy.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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