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Oklahoma Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/25 (Bodily Injury (BI) and Property Damage (PD))
  • Insurance Proof Required? Yes: At Registration/After an Accident/When Driving
  • First Offense Penalty: Up to 30 days in jail, $250 fine, suspension of license and registration


Oklahoma Department of Insurance Contact Information

2401 N.W. 23rd Street, Suite 28
Oklahoma City, OK 73107

Phone Toll Free: (800) 522-0071
Phone: (405) 521-2828
Fax: (405) 521-6635

Tulsa Office:
4157 S. Harvard, Suite. 121
Tulsa, OK 74135

Toll Free: (800) 728-2906
Phone: (918) 747-7700
Fax: (918) 747-7720

Mailing Address:
Oklahoma Insurance Department
P.O. Box 53408
Oklahoma City, OK 73152-3408

Website: www.oid.state.ok.us


Oklahoma Car Insurance Resources

FAQ About Property And Casualty Auto Insurance In Oklahoma
Answers questions about uninsured motorists, coverage when a vehicle is inoperable, and non-renewal.

FAQ For Consumer Assistance With Claims For Auto Insurance In Oklahoma
Covers ways to lower the premium, grace period, trucking insurance, repairs following an accident.

Adobe Acrobat (PDF) Oklahoma Insurance Complaint Form


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance