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Oregon Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/10 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: Personal Injury Protection (PIP), Uninsured Motorist (UM)
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Suspension or revocation of license


Oregon Department of Insurance Contact Information

Mailing Address:
PO Box 14480
Salem, OR 97309-0405

Street Address:
350 Winter St NE Room 440
Salem, Oregon 97301-3883

Phone: (503) 947-7980
Fax: 503-378-4351

Email: dcbs.insmail@state.or.us
Website: www.cbs.state.or.us/external/ins


Oregon Car Insurance Resources

Main Page For Auto Insurance Consumer Information In Oregon

Oregon Auto Insurance Consumer Guide (Adobe Acrobat, PDF document)
24 page booklet covers requirements, proof of insurance, money saving information, and compares premiums for different drivers and different insurers in the following areas: Bend, Coos Bay, Eugene, Medford, Pendleton, Portland, Salem.

Updated Survey That Compares Premiums For Auto Insurance in 2006 (Adobe Acrobat, PDF document)

Diminution of Value
A brief explanation of how you might be compensated for a loss in total value after your car has been repaired after an accident.

How To Save Money When Purchasing Car Insurance
An Oregon check list plus tips for students and an explanation of how insurance rates are determined.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance