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Pennsylvania Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 15/30/5 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: No-Fault State, Personal Injury Protection (PIP) required
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: $300 fine, license and registration suspension


Pennsylvania Department of Insurance Contact Information

Harrisburg Regional Office
Room 1321 Strawberry Square
Third and Walnut Streets
Harrisburg, PA 17120

Phone: (717) 787-2317
Fax: (717) 787-8585
TTY/TDD: (717) 783-3898

Philadelphia Regional Office
Room 1701 State Office Building
1400 Spring Garden Street
Philadelphia, PA 19130

Phone: (215) 560-2630
Fax: (215) 560-2648
TTY/TDD: (215) 560-2471

Pittsburgh Regional Office
Room 304 State Office Building
300 Liberty Avenue
Pittsburgh, PA 15222

Phone: (412) 565-5020
Fax: (412) 565-7648
TTY/TDD: (412) 565-2376

Website: www.ins.state.pa.us/ins/site

In you are unable to resolve an auto insurance problem with your insurance agent, or you have questions, you can call the Pennsylvania Insurance Department tollfree at:
1-877-881-6388
or look at the official website (above) or visit one of the regional offices.


Consumer Guides, Comparison of Policy Prices, Explanation Of Required Coverage and FAQ About Pennsylvania Auto Insurance

For a full explanation of Pennsylvania's auto insurance law and requirements, as well as a detailed comparison of insurance policy prices from the top twenty insurance companies in Pennsylvania, download one of these Adobe Acrobat documents:


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance