Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 25/50/25 (Bodily
Injury (BI), Property
Damage (PD))
- Further Requirements: Uninsured
Motorist (UM)
- Insurance Proof Required? No
- First Offense Penalty For Not Carrying Adequate Insurance:
Up to $500 fine, up to 3 months suspension of license or
registration
Rhode Island Department of Insurance Contact Information
Division of Insurance Regulation
233 Richmond Street
Providence, RI 02903
Phone Number (401) 222-2246
Fax: (401) 222-6098
Email: albert_smith@dbr.state.ri.us
or InsuranceInquiry@dbr.state.ri.us
Website: www.dbr.state.ri.us
Rhode Island Car Insurance Resources
Automobile
Insurance Minimum Liability Coverage Limits For Rhode
Island (Adobe Acrobat, PDF document)
Lists the current
regulations and requirements for minimum coverage.
Reductions In Premiums for Anti-Theft Devices (Adobe
Acrobat, PDF document)
This document lists discounts
for installing anti-theft devices in a car such as:
an alarm only (5%%), active disabling devices (5%),
passive disabling devices (15%), vehicle recovery system
devices (25%). Multiple devices can add to the discount.
Automobile Insurance Policies; Cancellation and Renewal Provisions (Adobe Acrobat, PDF document)
This 8 page document details the regulations for insurance companies in Rhode Island when it comes to cancellation of a policy, cancellation notice, nonrenewal, and financial responsibility
Automobile
Repairer Certification Regulation And Forms (Adobe Acrobat,
PDF document)
Five page document includes regulations
that car repair businesses must follow and forms that
an auto repair shop must use to certify that specified
repairs have been performed. It includes forms for the
insurer, the repair shop and the insured.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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