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South Dakota Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/25 (Bodily Injury (BI), Property Damage (PD))
  • Further Requirements: Uninsured Motorist (UM)
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Suspension of license up to one year


South Dakota Department of Insurance Contact Information

445 East Capitol Avenue
Pierre, SD 57501

Phone: (605) 773-3563
Fax: (605) 773-5369

Email: insurance@state.sd.us
Website: www.state.sd.us/drr2/reg/insurance


South Dakota Car Insurance Resources

A Statement Of Required Auto Insurance Coverage In South Dakota Plus Optional Policies
This page explains both the minimum requirements and defines what each kind of policy will cover in case of an accident.

FAQ About Auto Insurance In South Dakota
Detailed page answers numerous questions about car insurance including queries about accidents, repairs, cancellation, financial responsibility, deductibles, damage by hail, accidental hitting of a deer and traffic violations.

Insurers In South Dakota That Cover Private Passenger Physical Damage
Comprehensive listing of property casualty companies and their market share in South Dakota for 2005 for this type of coverage.

Insurers In South Dakota That Cover Private Passenger Auto Liability
Comprehensive listing of property casualty companies and their market share in South Dakota for 2005 for this type of coverage.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance