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Utah Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/15 (Bodily Injury (BI) and Property Damage (PD))
  • Further Requirements: No Fault State and Personal Injury Protection (PIP)
  • Insurance Proof Required? Yes: After an Accident/When Driving
  • First Offense Penalty: Fine of $400


Utah Department of Insurance Contact Information

3110 State Office Building
Salt Lake City, UT 84114-6901

Phone: (801) 538-3800
Website: www.insurance.utah.gov


Utah Car Insurance Resources

Main Page For Auto Insurance Info In Utah
Many links to pages and documents that detail Utah's insurance requirements.

Comparison of 2006 Car Insurance Premiums In Utah (Adobe Acrobat, PDF document)
Compares rates from different insurers and different types of drivers with complaint ratios for each company in this consumer guide.

Rules For Reducing The Cost Of Auto Insurance
Ten basic things to understand and check out before buying a policy.

How Returning Military Can Get Their Auto Insurance Reinstated (MSWord Document)
Document explains the procedure for obtaining coverage.

How To File An Insurance Claim With A Third Party
Detailed page explains how to receive compensation from another person's insurance company when an accident is not your fault but the fault of the other driver.

How To Prevent Vehicle Theft
Brief page gives basic auto theft tips.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance