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virginia Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/20 (Bodily Injury (BI) and Property Damage (PD)) plus Uninsured Motorist (UM)
  • Insurance Proof Required? No
  • First Offense Penalty: none


Virginia Department of Insurance Contact Information

Tyler Building
1300 E. Main St.
Richmond, Virginia 23219

Toll Free Phone (Virginia only): 1-800-552-7945
Toll Free Phone (Nationwide): 1-877-310-6560
BOI Main Phone: 804-371-9741
TDD Phone: 804-371-9206

Email: bureauofinsurance@scc.virginia.gov
Website: www.scc.virginia.gov/division/boi


Virginia Car Insurance Resources

Automobile Insurance Consumer Guide For Virginia (Adobe Acrobat, PDF document)
This 56 page booklet includes Virginia auto insurance requirements, shopping advice, consumer info for seniors, how to complain and a quotation worksheet.

Hardcopy of this and some other PDF insurance guides are also available.
Call the bureau (see number above) or write:
Attn: Bureau of Insurance:
Consumer Services
P.O. Box 1157
Richmond, Virginia 23218
Please state the exact name of the booklet you want a copy of.

Sample Premiums In Virginia (Adobe Acrobat, PDF document)
A five page document that compares auto insurance rates in Virginia for various counties and types of drivers such as married and unmarried, twenty years of age and forty-five years of age. These charts list the premiums for the top fifty insurers doing business in the state.

Consumer Rights Regarding Auto Insurance In Virginia

A Guide For Teens Buying Insurance in Virginia


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance