Basic Car Insurance Requirements
- Liability
Insurance Required? Yes
- Liability Minimums: 25/50/10 (Bodily
Injury (BI) and Property
Damage (PD))
- Insurance Proof Required? No
- First Offense Penalty: $250 fine
Washington Department of Insurance Contact Information
The Central Building
Suite 650/MS: TB-03
810 3rd Avenue
Seattle, WA 98104
Phone: (206) 464–6263
Executive Staff and Rates & Forms
5000 Capitol Boulevard,
Tumwater, WA 98501
Mailing address:
P.O. Box 40255
Olympia, WA 98504-0255 (360) 725 - 7000
TDD: (360) 664 - 3154
Fax: (360) 586 - 3535
Consumer Help:
Phone: (360) 725 - 7080
Toll Free: 1-800-562-6900
Fax: (360) 586-2018
TDD: (360) 586-0241
Consumer Protection
Fax: (360) 586-2020
Email: CAD@oic.wa.gov
Website: www.insurance.wa.gov
Washington Car Insurance Resources
Auto
Insurance Information For Washington State
Main page with links to auto insurance information at the
Washington Department of Insurance site.
Mandatory
Auto Insurance For Washington (Adobe Acrobat, PDF document)
This short document covers the minimum requirements, proof
of insurance and out-of-state drivers and exempt vehicles.
FAQ
For Car Insurance In Washington State
Detailed page includes: understanding rates, consumer rights,
being involved in an accident, filing a claim, getting your
car repaired.
Consumer
Guide To Auto Insurance in Washington (Adobe Acrobat, PDF
document)
12 page document helps you understand your policy, types of
coverage, how to shop, how costs are determined, reducing
your rates, and things to do after an accident.
Subrogation
And Your Rights (Adobe Acrobat, PDF document)
After an accident, an insurance company may try to recover
costs if more than one insurer is responsible for payment.
CLUE
(Comprehensive Loss Underwriting Exchange) (Adobe Acrobat,
PDF document)
CLUE is a central database of claims information by ChoicePoint
which is a consumer reporting company. You can find out how
to check information in their reports with this document.
Auto Insurance Requirements By State
Visit our full list of auto
insurance minimum state requirements here.
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