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West Virginia Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 20/40/10 (Bodily Injury (BI), Property Damage (PD))
  • Further Requirements: Uninsured Motorist (UM)
  • Insurance Proof Required? Yes: At Registration/After an Accident/When Driving
  • First Offense Penalty: Revocation of registration, suspension of licence for 30 days, up to $5,000 fine


West Virginia Department of Insurance Contact Information

1124 Smith Street
Charleston, WV 25301

Phone: (304) 558-3386

Consumer Service Division Mailing Address:
PO Box 50540
Charleston, West Virginia 25305-0540

Physical Address:
1124 Smith Street, Room 309
Charleston, West Virginia 25301

Toll Free: 1-888-TRY-WVIC OR ((888) 879-9842)

Email: consumer.service@wvinsurance.gov
Website: www.wvinsurance.gov


West Virginia Car Insurance Resources

Automobile Survey Of Insurance Rates In West Virginia For 2006 (Adobe Acrobat, PDF document)
Comprehensive listing shows rates for different drivers, different vehicles, and different insurers in various parts of West Virginia including: Beckley, Bluefield, Charleston, Clarksburg, Huntington, Martinsburg, Morgantown, Parkersburg, Wheeling, Williamson.

The Consumer Services Division of The West Virginia Offices Of The Insurance Commissioner
This page explains the role of the Consumer Services Division. The division was created to assist consumers with questions or problems about insurance.

Review of Personal Automobile Insurance In West Virginia (Adobe Acrobat, PDF document)
39 page reports looks into the cost of insurance in West Virginia along with shopping tips for consumers.

Consumer Complaint Form (Adobe Acrobat, PDF document)
Fill out this downloadable form to file a complaint with the Insurance Commissioner in West Virginia.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance