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Wisconsin Auto Insurance

Basic Car Insurance Requirements

  • Liability Insurance Required? Yes
  • Liability Minimums: 25/50/10 (Bodily Injury (BI), Property Damage (PD)) and Uninsured Motorist (UM)
  • Insurance Proof Required? No
  • First Offense Penalty: Revocation of license and/or registration


Wisconsin Department of Insurance Contact Information

125 South Webster Street
Madison, Wisconsin 53702

Phone: (608) 266-3585, Madison
Toll Free: (800) 236-8517, statewide
Fax: (608) 266-9935
TDD: (608) 266-3586

Email: information@oci.state.wi.us
Website: oci.wi.gov


Wisconsin Car Insurance Resources

Explanation And FAQ Of Wisconsin's Auto Insurance Requirements
Detailed page covers most questions about auto insurance including: Wisconsin's Financial Responsibility Law, property damage coverage, making a claim, cancellation, ratings and miscellaneous information.

Consumer Guide To Auto Insurance In Wisconsin (Adobe Acrobat, PDF document)
Detailed guide includes buying insurance, consumer tips, accidents, repairs, worksheets plus about ten pages of premium comparisons for different drivers and insurers in different parts of Wisconsin including: Brookfield, Eau Claire, Green Bay, Madison, Milwaukee, Superior, Barron County and Richland County.

The Same Guide As Above in Spanish:
Guía del Consumidor para Seguros de Automóvil (Adobe Acrobat, PDF document)

Insurance Complaint Form
If you have problems with an insurer in Wisconsin, use this form to file a complaint with Wisconsin Office of the Commissioner of Insurance.
You can download, print and fill out the form by clicking here (Adobe Acrobat, PDF document)
After filling out the form fax it to (608) 264-8115
or mail it to:
Office of the Commissioner of Insurance
Information and Complaints Section
P. O. Box 7873
Madison, WI 53707-7873

News release About Comparison Shopping For Auto Insurance

Teenagers and Auto Insurance (Adobe Acrobat, PDF document)
Consumer information for parents and teens when shopping and buying car insurance.


Auto Insurance Requirements By State

Visit our full list of auto insurance minimum state requirements here.

  Auto Insurance - learn more (20)
  Health Insurance - learn more (17)
  Home Insurance - learn more (7)
  Life Insurance - learn more (12)

  Bodily Injury (BI)
  Collision Auto Insurance
  Comprehensive Auto Insurance
  Liability Auto Insurance
  No-Fault Insurance
  Personal Injury Protection (PIP)
  Property Damage (PD)
  Tort States
  Underinsured Motorist Insurance (UIM)
  Uninsured Motorists Coverage (UM)
  Wrongful Death Insurance