The majority of American's receive a benefits package that
includes health insurance from their employers. However, with
the rise in commission based services, contracted work and
entrepreneurial endeavors this can no longer be what people
depend on for basic health insurance coverage. Small employers
are also finding it difficult to offer different types of
health insurance coverage because of the ever rising costs
involved. Because of these startling facts, it is estimated
that nearly 18% of Americans are currently without medical
insurance.
National Coalition on Health Care (NCHC)
The NCHC was founded in 1990 and is the largest non-profit alliance
working toward better health care for all Americans. They are
striving to help consumers receive better health care and strongly
believe that everyone should have the opportunity to receive
affordable medical care. For more information on health care
quality, visit their website at www.nchc.org.
Increasing Number of Uninsured
With 38% of the workforce working for small businesses, health
insurance coverage is often not even offered. The escalating
cost of insurance to employers is having an adverse affect on
the quality of the jobs they can offer. If a small company does
offer medical insurance, in many cases the portion of the premiums
left to the employee are often tremendous and difficult to meet.
In today's economy the job market is ever changing and the threat of lay-offs
and downsizing inevitable. When a job is lost, medical insurance
coverage disappears for the individual and many times an entire
family. These newly unemployed workers look at the costs of
insurance without the assistance of their employers and finding
lower premiums often eludes them causing too many that opt
to go without. OnlyInsuranceQuotes.com offers the chance to
get free insurance quotes from top quality companies within
a matter of minutes. We are dedicated to helping you find
the insurance you need in a price range you can work with.
Simply fill out the short form at the top of this page and
you will be well on your way to having the coverage you and
your family need.
How Being Uninsured Hurts Families
The biggest and foremost problem with uninsured families is
the compromising health of the individuals. It often takes longer
for disease and chronic problems to be detected or treated and
therefore illness becomes a forefront in family affairs.
According to the Institute of Medicine, there are more than 18,000 unnecessary
deaths in adults between the ages of 18 and 64 that occur
each year because of lack of insurance coverage, which number
is higher than the amount of deaths due to diabetes in the
same age group.
Those who are uninsured are often also suffering from low-income
situations and find it difficult to pay the necessary medical
bills as they arise, which in turn causes more financial instability
and many of the household neglect to follow-up on medical
procedures or get needed care when accidents, injury or sickness
occurs.
Don’t become a statistic. Utilize our free medical
insurance quotes and do what you have to in order to assure
that you and your family receive the proper medical insurance
coverages that will allow you to get the kind of care you
need, when you need it, at a price you can’t do without. |