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Health Insurance Coverage

The majority of American's receive a benefits package that includes health insurance from their employers. However, with the rise in commission based services, contracted work and entrepreneurial endeavors this can no longer be what people depend on for basic health insurance coverage. Small employers are also finding it difficult to offer different types of health insurance coverage because of the ever rising costs involved. Because of these startling facts, it is estimated that nearly 18% of Americans are currently without medical insurance.

National Coalition on Health Care (NCHC)

The NCHC was founded in 1990 and is the largest non-profit alliance working toward better health care for all Americans. They are striving to help consumers receive better health care and strongly believe that everyone should have the opportunity to receive affordable medical care. For more information on health care quality, visit their website at www.nchc.org.

Increasing Number of Uninsured

With 38% of the workforce working for small businesses, health insurance coverage is often not even offered. The escalating cost of insurance to employers is having an adverse affect on the quality of the jobs they can offer. If a small company does offer medical insurance, in many cases the portion of the premiums left to the employee are often tremendous and difficult to meet.

In today's economy the job market is ever changing and the threat of lay-offs and downsizing inevitable. When a job is lost, medical insurance coverage disappears for the individual and many times an entire family. These newly unemployed workers look at the costs of insurance without the assistance of their employers and finding lower premiums often eludes them causing too many that opt to go without. OnlyInsuranceQuotes.com offers the chance to get free insurance quotes from top quality companies within a matter of minutes. We are dedicated to helping you find the insurance you need in a price range you can work with. Simply fill out the short form at the top of this page and you will be well on your way to having the coverage you and your family need.

How Being Uninsured Hurts Families

The biggest and foremost problem with uninsured families is the compromising health of the individuals. It often takes longer for disease and chronic problems to be detected or treated and therefore illness becomes a forefront in family affairs.

According to the Institute of Medicine, there are more than 18,000 unnecessary deaths in adults between the ages of 18 and 64 that occur each year because of lack of insurance coverage, which number is higher than the amount of deaths due to diabetes in the same age group.

Those who are uninsured are often also suffering from low-income situations and find it difficult to pay the necessary medical bills as they arise, which in turn causes more financial instability and many of the household neglect to follow-up on medical procedures or get needed care when accidents, injury or sickness occurs.

Don’t become a statistic. Utilize our free medical insurance quotes and do what you have to in order to assure that you and your family receive the proper medical insurance coverages that will allow you to get the kind of care you need, when you need it, at a price you can’t do without.

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